FINALIST outside of Japan

Thailand

Flowen is a Behavioral AI–powered platform designed to modernize debt collection and financial risk management for financial institutions. The platform analyzes debtor behavior and risk profiles to deliver personalized, automated engagement across digital channels such as LINE, SMS, and Voice. By continuously learning from real repayment outcomes, Flowen helps increase recovery rates, reduce operational costs, and ensure compliance with regulatory standards. Built for enterprise scalability, Flowen enables more efficient, data-driven, and responsible debt collection while supporting financial institutions’ digital transformation and regional expansion.

Co-founder and Chief Operating Officer of Flowen. I have over 10 years of international management experience, with a strong focus on process optimization and operational efficiency. In my previous roles, I successfully reduced operational costs by more than 40% while scaling business operations. At Flowen, I am responsible for operations, project execution, and organizational development, ensuring the platform is scalable, compliant, and ready for enterprise and international expansion.